Kamini Fox, Esq.

Kamini Fox is a seasoned bankruptcy and restructuring attorney with over twenty years of experience. While continuing to head her own firm, Kamini Fox, PLLC, she serves as Of Counsel to J. Singer Law Group in connection with Chapter 11 and Merchant Cash Advance defense matters. Her particular specialty lies in Chapter 11 reorganizations for businesses burdened by Merchant Cash Advance obligations — cases in which she has consistently confirmed plans of reorganization that reduce overall balances by 50% or more, delivering transformative relief to business owners who believed they had no path forward.

Kamini is a highly skilled advocate with a proven ability to navigate complex, high-stakes restructuring matters from start to finish. She works closely with clients to design practical reorganization strategies that protect ongoing business operations while driving meaningful and lasting reductions in debt exposure. Her approach is both strategic and results-driven — focused on maximizing every available legal lever and delivering real financial outcomes for the businesses she represents.

While continuing to head her own firm, Kamini Fox, PLLC, Kamini is Of Counsel to J. Singer Law Group in connection with Chapter 11 and Merchant Cash Advance defense matters. She served as a Member of Ackerman Fox, LLP. Earlier in her career, she was the Managing Bankruptcy Attorney at Berkman, Henoch, Peterson, Peddy & Fenchel, P.C., where she was responsible for representing national institutional lenders as creditors in individual and corporate bankruptcy proceedings throughout New York State. She also practiced as a bankruptcy associate at Meltzer, Lippe, Goldstein & Breitstone, LLP and Certilman Balin Adler & Hyman, LLP, where she developed deep expertise in Chapter 11 debtor representations, creditor representation, Chapter 7 trustee representation, and individual Chapter 7 and 13 bankruptcies.

Kamini's representative Chapter 11 matters include Metcom Network Services, Inc. in the Southern District of New York, as well as Brunswick Hospital Medical Center, Cross Ready Mix, Inc., Mina's Fuel Oil Co., Inc., and Big City Petroleum Transport, Inc., among numerous others. She has also represented hundreds of individual debtors in Chapter 7 and 13 proceedings in the Eastern District of New York.



Kamini brings a comprehensive command of bankruptcy law, an institutional understanding of how creditors think and operate, and a disciplined, outcome-oriented mindset to every client engagement — making her a uniquely effective advocate for business owners seeking a meaningful fresh start.

Areas Of Practice

Education

• Hofstra University School of Law — Juris Doctor, 2002
• John Jay College of Criminal Justice — Bachelor of Science, 1999

Professional Affiliations

• New York State Bar Association, Member, 2003 – Present
• Nassau County Bar Association, Member, 2003 – Present
• Nassau County Women's Bar Association, Member, 2015 – Present
• American Bankruptcy Institute, Member, 2019 – Present

Admitted to Practice

• New York, 2003
• U.S. District Court, Eastern District of New York, 2003
• U.S. District Court, Southern District of New York, 2003
• U.S. District Court, Northern District of New York, 2003
• U.S. District Court, Western District of New York, 2003

Past Employment

• Ackerman Fox, LLP — Member, 2012–2019
• Berkman, Henoch, Peterson & Peddy, LLP — Managing Bankruptcy Attorney, 2010–2012
• Meltzer, Lippe, Goldstein & Breitstone, LLP — Bankruptcy Associate, 2008–2010
• Certilman Balin Adler & Hyman, LLP — Bankruptcy Associate, 2003–2008